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August 16, 2017

Understanding Insurance Requirement Changes to The AIA Contract

The documents produced by The American Institute of Architects (AIA) are the most widely used standard form contracts in the construction industry, according to the AIA of Louisiana. These contracts facilitate communications among all the parties involved in construction, which makes it easier to produce a high quality project in a timely and economical fashion.

Not only is it convenient to use the contracts and documents already provided by the AIA, but they are also fair, reflect industry practices, reflect changing construction practices, are flexible, and, perhaps most importantly, are easy to understand.

While the benefits of AIA contracts are numerous, it can be problematic for those in the construction industry when the insurance requirements in the contracts change. In this blog post, we’ll examine a new requirement that is key to consider when using AIA contracts for construction work.

Changes To A201 General Conditions of the Contract for Construction

August 10, 2017

What We Believe: myCOI’s Core Values, And What They Mean to Our Clients

Here at myCOI, we love to give you the facts and dig deep into important topics that you and your organization face on a daily basis. Whether you’re facing compliance hiccups, CGL issues, or vendors trying to sneak something past you, we get it, because we’re made up of a team of highly qualified insurance experts that deal with these issues daily.

But once in awhile, we like to step back and pull the curtain aside so you can see more about who we are and what we believe—a topic that’s just as important (if not more important) than the helpful advice and tips. Today, we’ll share more about what we believe and what we’re committed to. In a word? You, our valued clients.

August 8, 2017

How Can Your Organization Successfully Transfer Risk? Trust, But Verify!


Jessica Gray is a Principal + Owner of Parallel Risk Advisors, an insurance brokerage and advisory firm focusing exclusively on the Commercial Real Estate Industry. With a nationwide client list including several heavy hitters of the industry, Jessica and her team at Parallel Risk Advisors are truly a foremost authority on the importance of risk transfer and how to do it effectively. Click here to learn more about Parallel Risk Advisors, or contact Jessica directly at

Out of the many facets of risk management an organization must consider, the successful transfer of risk to others is among the most important and the most misunderstood. To be effective, risk transfer requires a two-pronged attack: there must be a contractual obligation to transfer risk, and the existence of the required coverage must be verified.